Financial Policies

Tuition

Beginning in fall 2013, all first through fourth year academic courses will be charged at the per-credit rate of $383. All fifth and sixth year, on an approved track, will have a tuition increase of 2% over their 2012-2013 tuition rates for academic courses only in the ND and CCM programs.

All clinic shift courses will be charged at the per-credit rate of $383. All MSiMR academic courses will be charged at the per-credit rate of $526. All amounts paid must be in U.S. currency.

All students who elect to pay their account balances with a credit card (Visa, MasterCard or Discover) will be charged a convenience fee of 3% of the amount paid at the time of processing. Payments made by debit card and/or check will not be charged a fee. 2013 Summer Tuition — ($375) per credit

Tuition and Fee Payment Policy

All tuition and fees listed above are in U.S. currency. NCNM maintains tuition, fee and refund policies that are fair and uniformly administered. Tuition and fees for each quarter are payable in full at the beginning of each quarter. The Business Office may apply a late payment fee of $50 to a student’s account unless the student has paid tuition or made arrangements (e.g., a deferral promissory note) by the end of the fourth week of each quarter.

Students unable to pay their entire tuition must see the Business Office to make payment arrangements before the due date. No balance may be carried forward to the following term. A promissory note may be written to defer payment of tuition until the last day of the quarter. There may be a $20 fee assessed for each deferral.

The Business Office may deny or rescind a student’s eligibility for a promissory note if a student (1) misses the required payment due dates, (2) provides inaccurate or incomplete information, or (3) has a poor credit history. In no case is a student permitted to register for a quarter until all money owed the college is paid in full from previous quarters.

Credit for courses will not be given until tuition and fees have been paid in full. The Business Office may also block future registration until all debts have been paid in full. Transcripts or diplomas will not be issued to students if they owe the college any money, regardless of the source (e.g., outstanding clinic balances). Students with past due accounts who pay in full with a personal check will have transcripts or diplomas issued to them two weeks after payment. Any adjustments or modifications to the schedule of tuition charges are subject to the approval of the chief financial officer.

Summer Quarter Tuition

Students taking elective, hydrotherapy rotation or additional summer clinic in non-required summers may not be eligible for financial aid. You must be enrolled at least half time to qualify for financial aid.

Change of Track

A change of track requires a signature from the program dean. All change of track requests must be completed by week eight of the quarter prior to the quarter in which the change takes effect.

NCNM Emergency Loans

Short-term emergency loan assistance is available to those eligible students who are experiencing an emergency. Budgetary shortfalls such as paying rent/mortgage, utilities, car repair, etc., do not meet the definition of emergency status. The emergency loan is considered a loan of last resort for those experiencing a true emergency. The maximum amount that can be borrowed is $500. A $10 loan processing fee may be charged for each loan. Please contact the director of financial aid to request an application to be considered. Students must also be in good academic standing and cannot borrow this loan in the final quarter of the academic year.

Student Responsibilities

  • When students register for classes at NCNM, they incur charges on their account. Students are responsible for payment of all charges on their account by the due date, even if another party is paying the account.
  • Students experiencing financial problems in the payment of any tuition and fees are responsible for contacting the Business Office to make satisfactory arrangements.
  • Students are responsible for keeping NCNM informed of their current address and should submit address changes to the Registrar’s Office immediately upon moving.
  • Students are responsible for formally withdrawing from classes they wish to drop. Students who fail to formally drop classes during the refund period are responsible for the tuition charges. (See section on Add and Drop Policy.)
  • Any assessment or judgment against a student for damage to NCNM property, whether arising from a Student Conduct Code proceeding or a court action, shall be considered money due NCNM as if it were tuition. No transcripts or diplomas will be released to the student until the amount due the college has been paid. The Business Office may also block future registration.

NOTE: The college is not responsible for any loss of, or damage to, the personal property of a student.

Other Expenses

Students are required to purchase textbooks and other personal equipment, as well as basic diagnostic equipment for use in courses and clinic. These costs vary from year to year.

Tuition and Fee Refund Policies

If a student finds it necessary to withdraw, either completely or from specific courses, the following policies apply:

  • The application fee, submitted with the initial application for acceptance to NCNM, is nonrefundable.
  • The acceptance deposit fee will be forfeited by a student who withdraws after accepting admission, but before attending classes.
  • Calculation of tuition refunds are based on the date the student begins NCNM’s withdrawal process.
  • Tuition refunds will first be applied to balances due NCNM. If a student receiving financial aid is eligible for a refund, that refund is returned to the Federal Financial Aid program.

Tuition refunds are calculated according to NCNM’s tuition and fee refund policy outlined below:

Week of Quarter
Tuition Refund Rate
First Week100% tuition
Second Week100% tuition
Second Week90% tuition (if withdrawing from school completely)
Third Week80% tuition
Fourth Week70% tuition
Fifth Week60% tuition
Sixth Week50% tuition
Beyond Sixth WeekNo refund

Any refund of tuition and fees resulting from a withdrawal or a reclassification of tuition status must be applied to the recipient’s financial aid awards before any payment is made to the student. Tuition refunds are calculated according to NCNM’s tuition and fee refund policy. Return of Federal Title IV funds is calculated according to Department of Education regulations. Students whose accounts were paid-in-full often have a balance due NCNM after withdrawal. The Title IV return of funds policy operates independently of the college’s tuition refund policy. It is possible for a withdrawing student to owe NCNM money because aid must be returned to the Title IV program, but the student is not entitled to a refund of institutional charges.

Federal regulations for this refund policy allow the college to retain an administrative fee that reduces the institutional charges subject to refund. This fee is five percent of total charges, up to a maximum of $100. Furthermore, federal regulations require that any student who has received a loan while attending NCNM and who leaves the college for any reason, including official leaves of absence, must participate in a loan exit interview. Exit interviews are conducted by the Financial Aid Office and can be arranged by calling that office.